Is damage compensation causing a surge in the accidents due to carelessness?
Since
the time when life has picked up the speed, everything is moving faster and each
one seems to be in hurry. It has become the general tendency to show haste in
doing the things faster, no matter whether, it is right or wrong. People are
having this belief that such things would provide them respect and honor. But,
they retaliate if things are not done as per their directions and go in wrong
ways. Nowadays, our youths seems to be wary to such situations and reacts
vigorously. They are impatient and feel dishonored at such time, when told to wait
for something. Such attitudes are beneficial in one way, but remain harmful or
dangerous in other way. Today the dangerous effects of hasty things are coming in
terms of carelessness or ignorance which can lead to certain kinds of incidents
and accidents.
Nowadays,
these things are commonly seen in the society through the dangerous or risky
riding of light or medium two or four wheelers. The younger generation is much
prone to commit mistakes and make accidents. The cases of careless driving have
resulted into fatal accident, which lead to the loss of life to the driver of
companions. In the present context, it has become the common practice for the
adults or teens to own a high speed vehicle and ride it faster to make it more adventurous
and risky. Speed to thrill has become present trend of today’s youths and it
leads to serious and fatal accident with loss of the life to self or others.
Le
the cause of something, but insurance companies have to pay for the covered
insurance amount for the damage of the vehicle and lump sum amount for the loss
of driver. But in present, these firms are taking the effective use in claim
investigation services offered by insurance claim investigators. It prime
reason of these services remains a zest to get an escape from paying the
insured amount. They want to evolve such facts which they can use to mark the
mistake of the driver and avoid paying the full amount by putting a stronger
clause. This way, they are having the choices to pay for vehicle damage, but
not for human loss.
As
per the existing government policies, an insurer, who had a damage through
wrong serving of an appliance or carelessness driving, can make an appeal in
the consumers’ disputes redressal forum to submit the case for getting right compensation
for the loss occurred to him. There had been cases where wrongly serviced
appliance resulted into the huge loss of life to the individuals. Today,
medical and health care sector is recognized as one such area where wrong
medication or surgical faults have resulted into loss of the lives. Similar stances
are coming from other services sectors where hazardous services led to the loss
to the property and assets. The road accidents due to carelessness remain an enigma
for the insurance companies, which they are not able to engulf at any cost.
That’s
why, the use of insurance investigators comes as the ray of hope to protect
from many fake, staged of concocted road accidents, which never occurred, but
shown real through false accident, fake hospital records and unreliable
statements. There is a need to have strict laws for making the people to be
cautious, vigilant, sincere and honest in having the compensation for a damage
caused due to wrong service and carelessness accident.
